# Terms of Service > The legal terms governing use of CAPPZ.AI, its agents, substrate, and wallet-anchored services. Source: https://cappz.ai/terms-of-service Last Updated: 10/27/2026 ## 1. Agreement to Terms These Terms of Service ("Terms") govern your access to and use of CAPPZ.AI, a brand operated by General Synthesis LLC ("we," "us," or "our"), a Texas limited liability company. By accessing or using our services, you agree to be bound by these Terms and our Privacy Policy. If you do not agree, you may not use our services. ## 2. Eligibility You must be at least 18 years old and capable of forming a binding contract to use our services. By using our services, you represent and warrant that you meet these requirements. ## 3. Services Provided CAPPZ.AI provides a decentralized platform offering various services including but not limited to: - Healthcare marketplace and telemedicine services - Digital wallet and cryptocurrency services (XRPL integration) - AI-powered tools and analytics - Content notarization and verification services - Enterprise and financial services ## 4. Healthcare Services Disclaimer IMPORTANT MEDICAL DISCLAIMER: CAPPZ.AI facilitates connections between patients and healthcare providers but does not provide medical advice, diagnosis, or treatment. Our AI tools are for informational purposes only and should not replace professional medical consultation. Always seek the advice of qualified healthcare providers with questions regarding medical conditions. We comply with HIPAA regulations for protected health information (PHI) but are not liable for the quality of care provided by independent healthcare professionals using our platform. ## 5. Financial and Cryptocurrency Services Our platform supports cryptocurrency transactions and financial services. You acknowledge that: - Cryptocurrency transactions are irreversible - You are responsible for securing your wallet credentials and private keys - We are not liable for losses due to user error, theft, or market volatility - You are responsible for compliance with applicable tax laws - We do not provide financial or investment advice ## 6. User Accounts and Security You are responsible for maintaining the confidentiality of your account credentials. You agree to notify us immediately of any unauthorized access. We reserve the right to suspend or terminate accounts that violate these Terms or engage in fraudulent activity. ## 7. Privacy and Data Protection We collect and process personal data in accordance with HIPAA (for health information), applicable privacy laws, and our Privacy Policy. By using our services, you consent to such processing. We implement reasonable security measures but cannot guarantee absolute security. ## 8. Intellectual Property All content, features, and functionality of CAPPZ.AI are owned by General Synthesis LLC and protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission. ## 9. Prohibited Activities You agree not to: - Violate any applicable laws or regulations - Infringe on intellectual property rights - Transmit malicious code or attempt unauthorized access - Engage in fraudulent activities or market manipulation - Misuse healthcare services or prescription systems - Harass, abuse, or harm other users ## 10. Fees and Payments Certain services may require payment of fees. All fees are non-refundable unless otherwise stated. We reserve the right to modify fees with reasonable notice. Payment processing may be handled by third-party providers subject to their own terms. ## 11. Limitation of Liability TO THE MAXIMUM EXTENT PERMITTED BY LAW, GENERAL SYNTHESIS LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM: - Your use or inability to use our services - Unauthorized access to your account or data - Errors or omissions in content or services - Healthcare outcomes or medical decisions - Cryptocurrency transactions or wallet access OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM. ## 12. Indemnification You agree to indemnify and hold harmless General Synthesis LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising from your use of our services, violation of these Terms, or infringement of any rights of another party. ## 13. Termination We may suspend or terminate your access to our services at any time, with or without cause or notice, for conduct that we believe violates these Terms or is harmful to other users, us, or third parties, or for any other reason. ## 14. Dispute Resolution and Arbitration PLEASE READ THIS SECTION CAREFULLY. Any dispute arising from these Terms or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration shall take place in Texas, USA. CLASS ACTION WAIVER: You agree to bring claims only in your individual capacity and not as a plaintiff or class member in any class or representative action. You waive any right to participate in a class action lawsuit or class-wide arbitration. ## 15. Governing Law These Terms shall be governed by and construed in accordance with the laws of the State of Texas, USA, without regard to its conflict of law provisions. Exclusive jurisdiction for any disputes shall be in the state or federal courts located in Texas. ## 16. Changes to Terms We reserve the right to modify these Terms at any time. We will notify users of material changes via email or through our platform. Your continued use of our services after such changes constitutes acceptance of the modified Terms. ## 17. Severability If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect. ## 18. Contact Information For questions about these Terms, please contact us at: General Synthesis LLC CAPPZ.AI Texas, USA Email: legal@cappz.ai © 2026 General Synthesis LLC. All rights reserved. --- CAPPZ.AI — reliable AI anchored on-chain (COOL + COPE on the XRP Ledger). Core patent: [US 11,645,632 B2](https://patents.google.com/patent/US11645632B2/en). More: [https://cappz.ai/llms.txt](https://cappz.ai/llms.txt)