# CAPPZ.AI — Agent-Optimized Platform Description

> CAPPZ.AI is a blockchain-native infrastructure platform built on the XRP Ledger (XRPL). It provides decentralized tools for supply chain management, healthcare scheduling, IP attribution, enterprise finance, AI governance, agent orchestration, and financial standard reference data — all anchored by cryptographic notarization and on-chain provenance.

## Reading this site

- Every public page below is served as readable HTML without JavaScript, and as markdown: add `.md` to the address (for example [/whitepaper/harness.md](/whitepaper/harness.md), [/ai-agents.md](/ai-agents.md)); the home page is [/index.md](/index.md).
- All public text in one file: [/llms-full.txt](/llms-full.txt).
- Official domain: https://cappz.ai

## Core Capabilities

- **Agent Identity Infrastructure**: Identity (WAS Protocol), Governance (COTA), and Settlement (ARC/DARC) for autonomous AI agents
- **Chainlet Infrastructure**: Purpose-built micro-blockchains for domain-specific provenance tracking
- **Agent Orchestration (ZBot)**: Licensed AI agent marketplace with BPMN workflow orchestration
- **88-Skill Catalog**: skills across wallet operations, notarization, healthcare, finance, MCP protocol and financial standards. 67 are marked live in the catalog; 21 are callable by name today (see Agent Skills below)
- **Financial Standards Engine**: ISO 20022, FIX, FpML ingestion, validation, and derived enterprise standards (e.g., JPM-IBML)
- **Healthcare Scheduling (Doc Around The Clock / Caring4Healthcare)**: XRPL-anchored appointment booking with priority slots
- **Supply Chain Management**: Zero-human autonomous supply chain with IoT smart tags and GPS tracking
- **IP Attribution & Royalties**: On-chain intellectual property tracking with automated royalty distribution
- **Enterprise Finance**: Entity tokenization, revenue-based financing, micro-VC syndication, real estate syndication
- **Decentralized Storage (RepoZ)**: Git-like version control for agent code with on-chain anchoring
- **MCP Marketplace**: Model Context Protocol registry for AI model routing and discovery
- **Corporate Barter**: ISDA commodity swap scenarios on-chain
- **Community Insurance**: Mutual insurance pools governed by smart contract logic
- **Securities Platform**: Reg D/S offerings with blue sky filing management
- **COMMz Protocol**: Wallet-bound encrypted communications (DM, threads, VoIP) with anti-spam cross-charge

## Agent Skills

The numbers below come from one source (the skill catalog) and the site build refuses to ship a page that states a different one.

- **88 skills declared** — in the catalog: Infrastructure 62, Financial 20, Healthcare 6.
- **67 marked live** — the catalog marks at least one of their operations Live.
- **21 callable by name today** — at least one Live operation exists as a hosted relay function or a real in-wallet handler. The other marked-live skills run only as library code inside the app, with no operation an outside agent can call yet.
- **Activated on-chain** is a live figure, never frozen into text: see [/ai-agents](/ai-agents).
- Full list with every operation and where it can run: [/skills.md](/skills.md), [/cappz-agent-skills.md](/cappz-agent-skills.md), machine-readable [/.well-known/skills.json](/.well-known/skills.json).

## How far from zero-server

CAPPZ does not claim "zero servers". The accurate claim it is working toward is **no required central server**: any operation runs in the wallet, on a peer, or on any operator's runtime, with the hosted relay as one replaceable option. Today most execution, all shared state and sign-in still go through one hosted relay. Every function, where it runs and what it still needs a host for: [/whitepaper/zero-server](/whitepaper/zero-server) and [/.well-known/function-inventory.json](/.well-known/function-inventory.json).

## Pages

- [Home](/): Reliable AI anchored on-chain — COOL + COPE substrate overview.
- [AI Agents](/ai-agents): 88-skill catalog with COTA governance and the live on-chain count.
- [COTA](/cota): Constitution of Trusted Agents — identity, zero-trust, no-harm.
- [Strategy](/strategy): CAPPZ strategy — substrate, royalties, governance, distribution.
- [Pitch](/downloads/pitch): CAPPZ pitch deck — substrate, market, and economics.
- [Supply Chain Whitepaper](/supply-chain/whitepaper): Zero-human autonomous supply chain with IoT smart tags.
- [Guides](/guides/what-is-mcp): What is MCP, [building an MCP server for XRPL](/guides/mcp-xrpl-server), [agentic payments](/guides/agentic-payments).
- [Healthcare Marketplace](/healthcare/marketplace): XRPL-anchored provider discovery and scheduling.
- [Economic Impact](/economic-impact): Royalty flywheel and substrate economics.
- [Media](/media): Videos, guides, and walkthroughs of the CAPPZ substrate.
- [Wallet Correlation](/wallet-correlation): 3C cross-chainlet HD address correlation tool.
- [Metatron Codex](/metatron/codex): Codex of canon corpora, agents, and templates.
- [Bible Codex](/metatron/codex/bible-codex): Five canons, cross-language equivalency via KJV.
- [CAPPZ SDK](/sdk/cappz-sdk): Build COTA-governed agents with the CAPPZ SDK.

## Whitepapers

- [Whitepapers Index](/whitepapers): All technical whitepapers.
- [Platform Whitepaper](/whitepaper): Autonomous AI Substrate whitepaper.
- [The CAPPZ Harness](/whitepaper/harness): Wallet-native agent harness — ten principles, six architecture diagrams, comparison with Jev.
- [Zero-server readiness](/whitepaper/zero-server): What runs in the wallet today, what still needs a host and why, and the roadmap to no required central server.
- [Supply Chain Whitepaper](/supply-chain/whitepaper): Provenance, anti-smuggling, chain-of-custody.

## Tutorials

- [All Tutorials](/tutorials): Interactive demos of substrate, agents, and economics.
- [Supply Chain Tutorial](/tutorials/supply-chain): Hands-on supply-chain provenance walkthrough.
- Signed-in members also get: Chainlet, Chainlet HD, Notarization and MCP Registry demos (sign-in required, not readable by crawlers).

## Downloads

- [Downloads](/downloads): Documents, decks, and agent files.
- [Pitch Downloads](/downloads/pitch): CAPPZ pitch materials.
- [Strategy Brief](/downloads/pitch/strategy): A2A competitive intel & positioning.

## Optional

- [Support](/support): Support center.
- [Terms of Service](/terms-of-service): Terms of service.
- [Privacy Policy](/privacy-policy): Privacy policy.


## Governance

- **COTA (Constitution of Trusted Agents)**: 7-article binding governance framework for all AI agents
- Available at: /cota (HTML) and /cota.md (Markdown, agent-fetchable)
- Articles: Identity & Accountability, Zero-Trust Execution, Moral Provenance, No-Harm, Hibernation Protocol, Radical Transparency, Right of Exit

## Structured Data

All public pages include JSON-LD structured data (Organization, TechArticle, SoftwareApplication, FAQPage, CourseCollection) for enhanced machine understanding.

## API & Integration

- XRPL Mainnet & Testnet integration
- Crossmark wallet SDK
- XUMM wallet SDK
- Hosted relay functions for the callable operations (one replaceable relay; see /whitepaper/zero-server)
- MCP Protocol server for tool discovery
- A2A Protocol for agent-to-agent communication

## Decentralized Hosting (IPFS + XRPL Anchor)

- **Primary**: https://cappz.ai
- **IPFS Gateway**: https://w3s.link/ipfs/{CID}
- **IPFS Fallback**: https://dweb.link/ipfs/{CID}
- **Anchor Format**: `cappz/ipfs-anchor/v1` Memo on XRPL mainnet
- The UI is pinned to IPFS after each production build. The root CID is anchored on XRPL via a zero-value Payment TX with Memo field.
- Discovery manifests (ai-plugin.json, mcp.json, openapi.yaml) are included in the pinned build for censorship-resistant agent access.

## Competitive Positioning

- Agent identity infrastructure (vs. AWS Bedrock Registry, Microsoft Trust Imprint, Google A2A)
- Hardware root of trust via CAPPStoneZ TEE (Patent [US11645632B2](https://patents.google.com/patent/US11645632B2/en))
- EU AI Act compliance built-in (Art. 6, 11-12, 50)
- $1.2T convergence map across 31 incumbents

## Contact

- Platform: https://cappz.ai
- Support: /support