# Downloads

> Documents, decks, and agent files for the CAPPZ Autonomous AI Substrate.

Source: https://cappz.ai/downloads

For AI agents: All .md files are directly fetchable at their canonical URLs (e.g. https://cappz.ai/cota.md). No authentication required.

CAPPZ Convergence Map & Pitch

$1.2T of incumbents displaced · Royalty flywheel · Agent-first GTM


### Constitution of Trusted Agents (COTA)

Binding governance framework for all CAPPZ AI agents — 7 articles covering identity, provenance, no-harm, and accountability.


### Agent Skills Reference

Complete API reference for all 88 autonomous agent skills — endpoints, payloads, COTA mappings, and integration guides.


### CAPPZ.AI Overview Whitepaper

Full technical paper: seven-layer trust stack, COTA governance, and the Synthesis Engineering thesis.


### Human-Optimized Supply Chain Whitepaper

Zero-human supply chain architecture with SHIFT identity, provenance-as-a-service, and agent-native skill marketplace.


### CAPPZ Calendaring

Universal scheduling product — HD wallet (m/44'/144'/26'), event types, recurrence, escrow-backed appointments. Direct-to-user distributable product.


### ISO 20022 Standards Wallet

HD-derived reference data wallet for ISO 20022 — currencies, countries, purpose codes. Read-only viewer + Markdown export.


### FpML Derivatives Wallet

ISDA FpML standard wallet — business centers, derivative products, and rate indices. HD tree at m/44'/144'/21'.


### FIX Trading Wallet

FIX Protocol standard wallet — order types, execution types, sides. HD tree at m/44'/144'/22'.


### AL3 Insurance Wallet

ACORD AL3 standard wallet — policy types, claim codes, coverage classes. HD tree at m/44'/144'/23'.


### HL7 Healthcare Wallet

HL7 FHIR standard wallet — ICD-10, CPT, LOINC, NPI, RxNorm. HD tree at m/44'/144'/24'.


### zIoT — Zero-Trust IoT Framework

Trustless device attestation, smart-tag cryptography, and edge-compute orchestration for industrial IoT.


### Chainlets — Local Blockchain Cache

HD-derived chainlet architecture, anchor-block consensus, and subscription-based sync agent marketplace.


## Related pages

- [Raw](https://cappz.ai/cota.md)
- [Raw](https://cappz.ai/skills.md)
- [Raw](https://cappz.ai/CAPPZ_Whitepaper_2025.md)

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CAPPZ.AI — reliable AI anchored on-chain (COOL + COPE on the XRP Ledger). Core patent: [US 11,645,632 B2](https://patents.google.com/patent/US11645632B2/en). More: [https://cappz.ai/llms.txt](https://cappz.ai/llms.txt)